Welcome to our Home Buyer Resource Page!



Here you will find a growing library of tools to help you with your home purchase.  Check back often as we'll be adding new tools all the time.  If you have any questions, give us a call we'd love to speak with you!

(800)774-7650



We have partnered with Homes for Heroes as a way to pay it forward & give back to our heroes.  What does this mean for you?  If you are active or retired military, a police officer, a firefighter, a first responder, a healthcare worker or an educator you may receive a discount on your mortgage & real estate transactions. Thank you for all that you do for the community & we look forward to working with you.

Click here to view more videos explaining the Homes for Heroes program.


VA Loan Resources


Click here for access to our VA Loan Website.

We also have a VA YouTube Channel with a growing library of videos explaining the VA Loan process.


How to Avoid the Mortgage Rate Bait


How do you know if you're getting the best interest rate?
You see all these advertisements claiming to give you a low rate, but is it really accurate? Your FICO score and what type of property you're looking to buy are just two of the many things that need to be taken into consideration before an accurate rate can be quoted.  This video will explain how you can ensure that you're getting the most accurate quote!


The Cost of Waiting to Refinance


Should you refinance or wait to see if rates drop?  This video will explain what the cost of waiting is.  Watch this video and then give us a call!  We can tell you exactly how much you can potentially save by refinancing.


Home Buyer University

Online workshops providing you with valuable information as you prepare for your home purchase.  There is nothing being sold here so view them all at your earliest convenience.

Click the image to the right for access.


Watch us on YouTube!

Did you know that you can view more of our videos on one of our YouTube Channels?  Click one of the icons below for a growing library of videos.

     Summit Lending You Tube Channel

   Summit Lending | VA Loans California YouTube Channel


FREE Home Buying Guide Reveals Insider Tips Other Mortgage Brokers Don't Want You To Know...
Huntington Beach Home Loans - Huntington Beach Mortgages, Huntington Beach Real Estate

Purchasing a home is most likely the largest financial transaction of your life. Unfortunately, most people enter into this transaction blindly and make mistakes that may cost them tens of thousands of dollars over the lifetime of their loan.

Although sharing these secrets may not make me popular with the other California mortgage lenders, I am more concerned that you have all the information you need to make an informed decision when shopping for a mortgage. So, I have created a free guide that contains extremely valuable information designed to help you avoid costly mistakes when navigating the mortgage loan process.

To receive this free guide and other home buying tips, simply fill out the fields below and I will send you your first insider secret by email immediately.




By supplying me with your email address, you are granting your permission for me to communicate with you personally via Email, Phone or SMS Text. We will not rent or sell your information. Message and data rates may apply. Every email sent will have a link to automatically opt you out of the mailings.

Check out our interview, Expert Advice on Your Mortgage Options on Southern California Homes, one of the top sites for California homes for sale, including Irvine, CA homes for sale. Southern California Homes also services California homes for sale and New Mexico homes for sale.